If you earn a lower income, getting approved for a credit card can be harder — but it’s still possible. Some cards are designed with low fees, smaller limits and simpler approval criteria.
| Card Type | Minimum Income | Annual Fee | Credit Limit | Best For | |
|---|---|---|---|---|---|
| No Annual Fee Card | Low | $0 | $500–$1,000 | Keeping costs down | View Options → |
| Low Limit Credit Card | Low–Medium | $0–$59 | $500–$2,000 | Budget control | View Options → |
| Student / Entry-Level Card | Very Low | $0 | $500–$1,000 | First credit card | View Options → |