All the credit cards we compare
Every card we currently list, in one table. Use it to scan rates, fees and offers, then open the page for the card type you care about for the detail.
| Card | Type | Purchase rate | Card fee | Current offer | Link |
|---|---|---|---|---|---|
| ANZ Low Rate | Low rate | 13.74% p.a. | $58 a year | Choice of 0% balance transfers for 26 months (3% fee) or $400 back | View on ANZ site |
| American Express Low Rate Credit Card | No annual fee | 10.99% p.a. | $0 | $0 annual fee with a 10.99% p.a. purchase rate | View on American Express site |
| Bankwest Breeze Platinum Mastercard | Low rate | 12.99% p.a. | $59 a year | 0% on balance transfers for 24 months (3% fee), 0% foreign transaction fee | View on Bankwest site |
| Bankwest More World Mastercard | Rewards | 14.99% p.a. | $270 a year | Up to 50,000 bonus points | View on Bankwest site |
| Bankwest Zero Platinum Mastercard | No annual fee | 18.99% p.a. (0% p.a. for the first 6 months) | $0 | $0 annual fee, 0% foreign transaction fee, 0% on purchases and balance transfers for 6 months | View on Bankwest site |
| CommBank Low Fee Credit Card | Low fee | 20.99% p.a. | $0 in any month you spend $300 or more, otherwise $3 a month | Up to $240 cashback in the first 6 months | View on CommBank site |
| CommBank Low Rate Credit Card | Low rate | 10.99% to 15.99% p.a. (personalised on approval) | $6 a month ($72 a year) | Up to $420 cashback in the first 6 months | View on CommBank site |
| NAB Low Fee Card | Low fee | 22.49% p.a. | $49 a year | $250 cashback when you spend $1,500 in 90 days | View on NAB site |
| NAB Low Rate Card | Low rate | 13.99% p.a. | $99 a year | Choice of 0% balance transfers for 26 months (3% fee) or $400 cashback | View on NAB site |
| NAB Qantas Rewards Premium Card | Rewards | 22.49% p.a. | $295 a year | Up to 40,000 bonus Qantas Points and $150 cashback | View on NAB site |
| NAB Qantas Rewards Signature Card | Rewards | 22.49% p.a. | $449 a year | Up to 60,000 bonus Qantas Points and $200 cashback | View on NAB site |
| NAB Rewards Card | Rewards | 22.49% p.a. | $195 a year | Up to 100,000 bonus NAB Rewards Points | View on NAB site |
| NAB Rewards Travel Card | Rewards | 22.49% p.a. | $395 a year | Up to 180,000 bonus NAB Rewards Points | View on NAB site |
| St.George Amplify Rewards Platinum | Rewards | 23.98% p.a. | $175 a year ($99 in the first year for new customers) | Up to 100,000 bonus Amplify Points | View on St.George site |
| St.George Vertigo | Low rate | 13.99% p.a. | $7 a month ($84 a year) | Choice of 0% balance transfers for 20 months (3% fee) or up to $450 cashback | View on St.George site |
| Westpac Altitude Rewards Platinum | Rewards | 23.98% p.a. | $175 a year ($99 in the first year for new customers) | Up to 100,000 bonus Altitude Points | View on Westpac site |
| Westpac Low Rate Card | Low rate | 13.74% p.a. | $7 a month ($84 a year) | Choice of 0% balance transfers for 20 months (3% fee) or up to $450 cashback | View on Westpac site |
How to choose
- Paying down existing card debt? Look at balance transfer offers and work out the monthly repayment needed to clear the debt in time.
- Sometimes carry a balance? The purchase rate matters more than any perk.
- Always pay in full? Compare fees, cashback and rewards, since you won’t be paying interest.
- First card, or a tight budget? Read our guides for students, lower incomes and poor credit history.
Always read the provider’s terms and conditions and Target Market Determination before applying.